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Old 07-23-2018, 02:58 PM   #1
Frame Maker
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engine number as identifier on proof of insurance?

Without going into a long back story, my insurance company has mistakenly used the engine number (rather than the VIN#) to identify one of my motorcycles on my insurance card. I'm am trying to get the mistake corrected, but in the mean time would this cause any issues if I were to be pulled over for a traffic stop and asked for proof of insurance?
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Old 07-23-2018, 04:52 PM   #2
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It’s possible, but I don’t imagine any officer would care that much. Seems like something pretty easy to explain, if not to the officer on scene than to the judge in court.
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Old 07-23-2018, 07:16 PM   #3
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I agree with Nick and would similarly not give a huge crap and be open to your logical explanation...

if you happen to get a shitty officer just don't argue with him/her, and explain it to the court later on.
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Old 07-23-2018, 07:42 PM   #4
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I usually do check the last few numbers on the vin listed on an insurance card with the vin on the reg or vehicle. But, like Nick wrote, it's easily explainable and not a huge deal.
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Old 07-23-2018, 09:29 PM   #5
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Same as others stated for me.... I’ll check insurance card but they often have mistakes. I’d be more worried about the DMV reg cars if it was not correct, but in the end we have the ability to run your plate, get the VIN and confirm that everything matches, so very unlikely that you would be hassled.
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Old 07-24-2018, 03:57 AM   #6
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Not a big deal, I've delt with far stranger.
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Old 07-24-2018, 06:08 AM   #7
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I still wonder what would have happened had a cop ran the VIN on my KTM.

08 I bought it, 09 it was stolen, later I found out DMV had let 2 bikes be registered to the same VIN. The other bike had that VIN stamped on the frame, I never checked mine but suspect it didn't. I was almost certainly running around with paperwork not matching the bike for the year that I had it.

When you ran the VIN, you got my plate and stolen. When you ran my plate, you got the VIN and stolen. When you ran his plate, you got the VIN and not stolen.

Last edited by Junkie; 07-24-2018 at 06:09 AM..
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Old 07-24-2018, 08:41 AM   #8
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Thanks for the feedback. Much appreciated.

Quick update: I just got a message from my insurance agent that they have added the VIN to the insurance statement... but, since its an older bike (early 80s) with a 9-digit VIN, they will add a bunch of zeros to VIN to make it appear as 17-digits. I guess that is slightly better than showing the engine number
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