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Old 01-07-2019, 04:00 PM   #16
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Well done.

I was able to capture a lot of gains from last years high stock market, but I don't have much left over after putting it into rental property. I don't really have the patience. I want my money working all the time, not sitting on the bench.
Good on you for buying rental properties. That is my next big investment, a duplex.
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Old 01-08-2019, 12:37 PM   #17
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And losing value to inflation.
Bingo, but once again I'll probably miss real estate down market. Its hard to know.
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Old 01-08-2019, 01:14 PM   #18
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This may or may not be the right thread to ask, but I will instead of starting a new one.

Given about $5k of extra cash to invest what's my best option?
- I can get a 1 year CD paying 2.7%
- Lending Club looks interesting and not too hands on. Seems real world returns are 4-6%
- Robo investor like Wealthfront or Betterment. No idea what returns could be like.
- Robin Hood and watch recommendations from all over. Seems to actively managed for my taste - putting buy orders and stop losses makes it a job and I'm not sure what returns might realistically be (especially if I take my eyes off it)

Thought? Experiences with any of the above?
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Old 01-08-2019, 01:19 PM   #19
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Are your tax-advantaged options maxed out?
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Old 01-08-2019, 01:27 PM   #20
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Are your tax-advantaged options maxed out?
Mostly. But this also has to return to liquidity at some point if necessary. Retirement investment is being handled separately. This is idle cash in my emergency fund.
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Old 01-08-2019, 01:30 PM   #21
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Originally Posted by easter bunny View Post
This may or may not be the right thread to ask, but I will instead of starting a new one.

Given about $5k of extra cash to invest what's my best option?
- I can get a 1 year CD paying 2.7%
- Lending Club looks interesting and not too hands on. Seems real world returns are 4-6%
- Robo investor like Wealthfront or Betterment. No idea what returns could be like.
- Robin Hood and watch recommendations from all over. Seems to actively managed for my taste - putting buy orders and stop losses makes it a job and I'm not sure what returns might realistically be (especially if I take my eyes off it)

Thought? Experiences with any of the above?
The market is volatile because nobody knows wtf to do.

Investing 3+ years I'd go with one of the S&P 500 index funds. Otherwise stay liquid with something like Ally Bank's 2% and wait for an opportunity.
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Old 01-08-2019, 10:41 PM   #22
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The market is volatile because nobody knows wtf to do.

Investing 3+ years I'd go with one of the S&P 500 index funds. Otherwise stay liquid with something like Ally Bank's 2% and wait for an opportunity.
Ha. didn't realize there was anyone still offerring something that at least keeps(ish) up with inflation. Opened an account.
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no. nothing against strippers. just have never completely trusted anyone in sales and marketing.
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Old 01-09-2019, 08:00 AM   #23
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Ha. didn't realize there was anyone still offerring something that at least keeps(ish) up with inflation. Opened an account.
Cit Bank currently 2.5%
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Old 01-09-2019, 09:27 AM   #24
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Cit Bank currently 2.5%
Link? Their website says 2.15 protional for 3 month. 0.6 for year.
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no. nothing against strippers. just have never completely trusted anyone in sales and marketing.
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Old 01-09-2019, 10:12 AM   #25
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Link? Their website says 2.15 protional for 3 month. 0.6 for year.
https://www.cit.com/cit-bank/tiered-...uilder-direct/
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Old 01-09-2019, 10:14 AM   #26
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Bezos getting divorced. What’s the impact to AMZN if wifie walks off with half the company. Not right that a spouse can take half a publicly traded company and negatively impact millions of investors.
Will be interesting to see it play out.
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Old 01-09-2019, 10:14 AM   #27
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https://www.capitalone.com/bank/cds/online-cds/

Wealthfront manages up to $5k free so I might split my money 60/40 and see what happens. I have another CD maturing in the summer so depending on how these perform I might roll that into the robo investor and start comparing returns.
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Old 01-09-2019, 10:18 AM   #28
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Originally Posted by easter bunny View Post
This may or may not be the right thread to ask, but I will instead of starting a new one.

Given about $5k of extra cash to invest what's my best option?
- I can get a 1 year CD paying 2.7%
- Lending Club looks interesting and not too hands on. Seems real world returns are 4-6%
- Robo investor like Wealthfront or Betterment. No idea what returns could be like.
- Robin Hood and watch recommendations from all over. Seems to actively managed for my taste - putting buy orders and stop losses makes it a job and I'm not sure what returns might realistically be (especially if I take my eyes off it)

Thought? Experiences with any of the above?

it is a good idea to start a new thread to talk about where you can park your hard-earned money besides in the equity market right now. I am sure there will be lots of people interested in reading it
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Old 01-09-2019, 10:40 AM   #29
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Not right that a spouse can take half a publicly traded company and negatively impact millions of investors.
Will be interesting to see it play out.
Half? I believe Jeff owns less than 20%.
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Old 01-09-2019, 11:09 AM   #30
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Oh cit bank. Thanks
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no. nothing against strippers. just have never completely trusted anyone in sales and marketing.
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