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Old 04-09-2020, 10:22 AM   #1
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2020 Investment Thread

Hey guys, let's open this thread to your ideas, worries, recommendations and pans. Please refrain from doomsday apocalyptic warnings such as: "It's all going to collapse and the Dow will hit 400." If you think that's what is going to happen, a phrase such as: "I see nothing good coming for years, just collapse" will work fine. If you believe that it's going to collapse, you are probably not investing.

My perennial favorite ADX remains so. Great ETF for old guys with a nice yearly end of year dividend, and the oldest fund traded in the US.

I'm certainly enjoying this nice little bump upward, but I don't think it predicts any such continuing enthusiasm. The CV has hit the markets hard and the effect will linger for years.
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Old 04-09-2020, 10:25 AM   #2
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Thanks for starting the new thread, afm199!

Yesterday, I bought $100 worth of my favorite mutual funds in my 401(k). Again, as a litmus test.
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Old 04-09-2020, 10:46 AM   #3
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I am still making my regular contributions and getting more shares with each contribution. I am 25 years from retirement (+/- 5 years) and suspect all these extra shares I am able to buy now will be appreciated at that point.
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Old 04-09-2020, 10:47 AM   #4
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As REIT's were battered to flinders Mar.23, and have recovered quite a bit since then, I'm cautious to recommend, though I picked up several. There will certainly be difficulty there in the months to come, and some will go under. The stronger ones have a nice enough cash cushion to survive and pay dividends. Dividends will be cut.
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Old 04-09-2020, 10:47 AM   #5
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I am still making my regular contributions and getting more shares with each contribution. I am 25 years from retirement (+/- 5 years) and suspect all these extra shares I am able to buy now will be appreciated at that point.
You sweet YOUNG thing!
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Old 04-09-2020, 10:48 AM   #6
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Let's make the right moves for a happy retirement, folks!
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Old 04-09-2020, 10:49 AM   #7
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How does getting dividends work? I’m pretty new to stocks
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Old 04-09-2020, 10:53 AM   #8
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A novice here, split between cash and bonds in my 401k now. Down 8% from market high. And still contributing. But should I have some portion in stocks, so as to benefit there, especially with the slight upswings, lately?
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Old 04-09-2020, 10:55 AM   #9
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You can get growth or you can get dividends and as you get closer to retirement you generally will move from growth focused holdings to dividend focused holdings.
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Old 04-09-2020, 11:08 AM   #10
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I'm selling the chunk of Mission Blvd. in Hayward I own and am looking for triple net replacement property to retire with. Something like fast food with a 20 year lease paying $15k/mo. now and going to $20k in 10 years. I know its the wrong time to switch but I figure with negotiations and 60 day looksie periods I/we should be out of the virus pool by then. This is a good reminder of what businesses stay afloat and which ones sink in troubling times.
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Old 04-09-2020, 11:28 AM   #11
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I just can't help but think the market is going to take another leg down. My work bonus was just paid out and I put the max allowed into my 401k so that seems like good timing. If we get another selloff I may buy some airline stock.
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Old 04-09-2020, 12:12 PM   #12
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There are some folks who have been waiting for another contraction in housing prices to either buy a home or a rental.

Keep your eyes peeled as demand for homes will surely drop and so will prices.

Will take many months though.
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Old 04-09-2020, 12:49 PM   #13
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Quote:
Originally Posted by bootsy View Post
A novice here, split between cash and bonds in my 401k now. Down 8% from market high. And still contributing. But should I have some portion in stocks, so as to benefit there, especially with the slight upswings, lately?
There are percentage of ownership of each that are sometimes recommended, basically shading toward more stocks and less bonds when you are young, and reverting to fewer stocks and more bonds as you get older. The idea being that historically stocks have out returned bonds, but if you're getting old, you may take a major hit and die before it corrects.
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Old 04-09-2020, 12:53 PM   #14
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I'm not paying so much attention to dividends these days. IMO more important to have a reason to believe that whatever you're buying will do well over time.

Long weekends are annoying. I expect a big drop on Monday, but whenever I try to time the market I'm wrong.
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Old 04-09-2020, 01:05 PM   #15
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There are some folks who have been waiting for another contraction in housing prices to either buy a home or a rental.

Keep your eyes peeled as demand for homes will surely drop and so will prices.

Will take many months though.
17mil unemployed, i don't see how real-estate can't come down in the relative near term as long as so many remain out of work.
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