Eviction Moratorium - What is the ratio of valid protection vs exploitation?

[Mike95060]

There are almost 1,000,000 more job openings than people receiving unemployment benefits. That tells me there are lots of people playing the game.

These folks don’t have to get tossed out on the street. The other option is seeking gainful employment.

Counter point, lots of those jobs won’t cover basic living expenses. Why play a losing game?

 

[budman]

Landlords have been fucking tenants since forever. Boo hoo, they might get fucked a little bit and they lose their shit. Fuck 'em.

.

So Granny and Grandpa that worked 40 years bought a second home to get some rental income in retirement should get screwed.

Screw that. Narrow minded crap.

Well, I am a socialist, but it's not at all BS.

You too

 

[MysterYvil]

Gee that statement doesn't paint everyone with a single brush.

A broad brush like these two?

Everyone wants to be rich but nobody wants anyone else to be better off than they are.

What if you can't pay rent because you blew your money on sex, drugs, or alcohol?

----------

So Granny and Grandpa that worked 40 years bought a second home to get some rental income in retirement should get screwed.

Screw that. Narrow minded crap.

Do you seriously believe that a significant number of landlords fit that description?

Those who do exist are depending on welfare to get by, relying on others to work on their behalves so they can stay comfortable. Greedy, lazy crap.

.

 

[budman]

A broad brush like these two?





----------


Do you seriously believe that a significant number of landlords fit that description?

Even if those who do exist are depending on welfare to get by, relying on others to work on their behalves so they can stay comfortable. Greedy, lazy crap.

.

Yes I do. I am planning on being one.

They are not depending on welfare FCS. They are depending on their own hard work and investment to make the end of their lives more than a SS only nightmare. You are about .....

To get me suspended for calling you names.

 

[ScarySpikes]

There are almost 1,000,000 more job openings than people receiving unemployment benefits. That tells me there are lots of people playing the game.

These folks don’t have to get tossed out on the street. The other option is seeking gainful employment.

We aren't just talking about currently unemployed people. Someone who was furloughed from their job, or was unemployed for months from the start of the pandemic, could be gainfully employed now, but have months of unpaid rent that they can't make up for, through no fault of their own.

Also, for people who are still unemployed, do you think that they are obligated to take any job that is put in front of them, even if that job is underpaid, doesn't use their skillset, or otherwise is not right for them?

Also, just to make it clear, states that have cut unemployment benefits have not seen any decrease in the unemployment rate as a result of making those cuts. All it does is hurt people without providing any benefit.

So Granny and Grandpa that worked 40 years bought a second home to get some rental income in retirement should get screwed.

Screw that. Narrow minded crap.



You too

The vast majority of landlords do not fit your made up anecdote. However, for those that do, I know you read my comment because you clipped it. As I said, There is literally a fund available to them to recover lost rental income. All they have to do is apply for the assistance. Evicting a tenant does not help them, and hurts that tenant.

Also what the hell is with the negative reaction just for saying I'm a socialist? Stop being so narrow minded.

 

[MysterYvil]

Yes I do. I am planning on being one.

They are not depending on welfare FCS. They are depending on their own hard work and investment to make the end of their lives more than a SS only nightmare. You are about .....

To get me suspended for calling you names.

I definitely misjudged you. I still do not believe for a moment that your situation is representative of more than a few percent of landlords.

.

 

[Shaggy]

Counter point, lots of those jobs won’t cover basic living expenses. Why play a losing game?

Then it sounds like they are living outside of their means. Possible solutions:

Eliminate non-essential financial obligations.
Move to a more affordable area.
Get a roommate.
Work multiple jobs.

I’ve worked part or full time since I was 14 years old. How is expecting the government to pay you for doing nothing when you are able bodied a “winning game?”

Don’t get me wrong. I fully support government assistance for people that are unable to work. People with disabilities, the elderly, etc… need to be taken care of. However……. A 25yo with a BA in Art History from Berkeley might need to make some adjustments to their expectations for what society owes them.

 

[Abacinator]

Bootstraps!

 

[Entoptic]

I definitely misjudged you. I still do not believe for a moment that your situation is representative of more than a few percent of landlords.

.

I’m about to be a landlord and will be eating ramen for a few years while taking all the risk with my savings. If it fails I’m fucked but not the renter. My story is not unique, lots of my friends that are landlords for years still aren’t rich. The idea that most landlords are somehow Uber rich really shows most people don’t understand economics and just parrot whatever news outlet funnels their rage for not doing it themselves. I can buy a triplex and the gov will help me with the down payment but oh shit I’m the evil guy. Sad thing is anyone can do this if they ha e the brain power and motivation.

Buying a million dollar home doesn’t make you a millionaire. It makes you a million in debt.

 

[ScarySpikes]

I’m about to be a landlord and will be eating ramen for a few years while taking all the risk with my savings. If it fails I’m fucked but not the renter. My story is not unique, lots of my friends that are landlords for years still aren’t rich. The idea that most landlords are somehow Uber rich really shows most people don’t understand economics and just parrot whatever news outlet funnels their rage for not doing it themselves. I can buy a triplex and the gov will help me with the down payment but oh shit I’m the evil guy. Sad thing is anyone can do this if they ha e the brain power and motivation.

Buying a million dollar home doesn’t make you a millionaire. It makes you a million in debt.

Technically, most landlords aren't super rich individuals. in terms of who or what owns the most rental property and not even looking at business rentals, the majority are owned by corporations, LLCs and the like.

When you look at individual land owners, their median income is 97k, compared to the 62k average household income. Landlords have disproportionately higher income than average. If you look at wealth instead of income, the disparity is even greater. Landlords have on average 4 times greater wealth than the average American, comparatively their renters have on average 1/8th the wealth of the average American.

The situation you will be in is not the average landlords situation.

 

[Shaggy]

Bootstraps!

How about we settle on any level of effort at all?

 

[nbean16]

We aren't just talking about currently unemployed people. Someone who was furloughed from their job, or was unemployed for months from the start of the pandemic, could be gainfully employed now, but have months of unpaid rent that they can't make up for, through no fault of their own.

Also, for people who are still unemployed, do you think that they are obligated to take any job that is put in front of them, even if that job is underpaid, doesn't use their skillset, or otherwise is not right for them?

No, they should be obligated to pay their rent though. If they have the ability to take a job and pay the rent they signed a contract agreeing to do, yes they should take it or move out. You have a right to sit on your ass and not work, but you shouldn't get free rent at someone else's expense. Isn't taking the job better for society as a whole? Aren't you all about that?

 

[Eldritch]

I've heard plenty of stories of people exploiting the eviction moratorium.

I know it's 'intended' to help people who honestly have had problems as a result of the pandemic.

But I also know that this country has no shortage of opportunists who are exploiting this to not pay rent when they absolutely are capable of it.

Does anybody know the numbers?

I personally know 3 people who own property who are getting massively FUCKED by an opportunist who stopped paying rent over a year ago.

It was a good idea, but it has become an exploitative horror story.

Landlords are eligible for assistance...

"If you’re a landlord, you may think of rental assistance as help for renters. But right now, most federal emergency rental assistance programs accept applications from landlords."

https://www.consumerfinance.gov/cor...ions/emergency-rental-assistance-for-renters/

So here is part of the problem, Landlords in CA right now are not even allowed to send letters threatening eviction when the right to civil procedure is returned in CA.

You can't even talk to them about how serious it is that they have not paid rent in 9 months. Now the Rental Assistance Programs do not allow Landlords to get free money to cover lost rent expenses. In order to get the cash, as a way to prevent exploitation, the Renter has to participate in the process, signing off on paperwork.

Right now, what I am seeing is about 15% of the tenants contacted about getting this free money to settle their back rent are actually doing the assigned paperwork. There are literally BILLIONS of Dollars the State is holding right now that they are going to have to give back to the Feds if they don't distribute it, the the Tenants are such lazy shitheels about paperwork that the funds are not getting out there, and to compound the problem, the State is so overwhelmed with the few completed applications that they are getting, no fucking money is actually going out. It is a trickle at best.

 

[Entoptic]

Technically, most landlords aren't super rich individuals. in terms of who or what owns the most rental property and not even looking at business rentals, the majority are owned by corporations, LLCs and the like.

When you look at individual land owners, their median income is 97k, compared to the 62k average household income. Landlords have disproportionately higher income than average. If you look at wealth instead of income, the disparity is even greater. Landlords have on average 4 times greater wealth than the average American, comparatively their renters have on average 1/8th the wealth of the average American.

The situation you will be in is not the average landlords situation.

Maybe those landlord you hate actually bring something to the table unlike the others that are paid less?

I know you want equal rights and all which I’m all for but you’re crazy if you think my skill set should be paid at the same level as a door dasher who is stuck in a shit job with no actual ability to move forward because they just don’t care to do it.

Right now the gov is paying people 27.00 an hour to sit on their lazy asses and contact trace call folks, read off a script and that’s it. All from home! Yet some still want that awesome door dash job cause they can’t bare to figure it out on their own.

There are jobs out there paying 25 an hour to put monitors on desks and that’s it. But people want to work at fast food joints or collect gov money instead. These are personal decisions and it should be clear as day you will not move forward in life or own a house if you continue down these low income jobs. That isn’t a landlord issue at all but you like to warp it into an us vs them thing which is evil at the core.

Your attempts to split the people apart based on salary is lacking so much real world knowledge.

Get out of here with that my case is unique crap. You’re very out of touch while owning a house with a comfy job yourself.

 

[Entoptic]

No, they should be obligated to pay their rent though. If they have the ability to take a job and pay the rent they signed a contract agreeing to do, yes they should take it or move out. You have a right to sit on your ass and not work, but you shouldn't get free rent at someone else's expense. Isn't taking the job better for society as a whole? Aren't you all about that?

He’s all about reading statistics and thinking that’s how the world works.

 

[JesasaurusRex]

Everyone wants to be rich but nobody wants anyone else to be better off than they are.

I think that's kinda the crux of the problem. The wealth gap is bad in this country and I think a majority of renters probably think the majority of landlords are living high on the hog and this is their way of trying to square an underlying issue. Add our weird "as long as I get mine" culture into the mix and this is what happens. Not the least bit surprised.

 

[msethhunter]

There was no "prove you've lost you income and can't afford to pay rent" measure as far as I can tell.

I could have screwed my landlord, I didn't. She's a nice older lady that I've known since Jr High School. She lost her husband about 5-6 years ago and her SS and the place I rent is her only source of income. I grew up with her daughter. I fix shit around the house for her because I know she doesn't have a lot of extra cash, so I try and save her money wherever I can. I've replaced a faucet, installed a used stove, a used washing machine, lots of minor stuff. I'll also repaint and steam clean the two bedrooms when I leave for her.

Take care of those who need it. Let those who can take care of themselves.

 

[Abacinator]

I love how everyone seems to exactly understand everyone else's situation and has a one size fits all solution.

 

[scootergmc]

I love how everyone seems to exactly understand everyone else's situation and has a one size fits all solution.

That should be the title of this thread.

 

[Killroy1999]

I'm a small time landlord with some units out of state in a college down and I have been lucky that all my tenants have been on time with rent. Business as usual.