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DMV wants to suspend my motorcycle reg because I put it on minimum ins!

Stormdragon said:
Trust me. If you send in your registration renewal before your insurance renews, they'll cash your check, and send you a nice little note telling you why you didn't get your sticker. Then you get to wait in line at the DMV to prove your proof of insurance.
Ask me how I know this. I dares ya. :twofinger
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Well I must be special then because I have NEVER once had to show any type of proof of insurance while paying the annual registration, transferring used bikes to my name, etc.. Maybe it's a new thing? The way I get my registration notification is, I'll receive the bill in the mail and it tells me to log onto the DMV website and pay it using a debit card. Once paid, I receive the sticker and registration card in the mail within 10 days. I've always done it this way as long as I can remember.

scootergmc said:
Insurance companies electronically notify DMV.

edit: you'll discover this when you go transfer a used bike into your name. They'll want to see POI in order to continue the current registration. For all standard renewals, insurance notifies DMV of coverage, and likewise insurance notifies DMV when coverage lapses. I've had registration suspended on an unused bike for lack of liability coverage.
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My insurance is with USAA (for the last 12 years) and I have them set to auto pay with a new policy every 6 months. Could it be that USAA is electronically notifying the DMV for me?
 
jh2586 said:
Well I must be special then because I have NEVER once had to show any type of proof of insurance while paying the annual registration, transferring used bikes to my name, etc.. Maybe it's a new thing? The way I get my registration notification is, I'll receive the bill in the mail and it tells me to log onto the DMV website and pay it using a debit card. Once paid, I receive the sticker and registration card in the mail within 10 days. I've always done it this way as long as I can remember.



My insurance is with USAA (for the last 12 years) and I have them set to auto pay with a new policy every 6 months. Could it be that USAA is electronically notifying the DMV for me?
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It's in a first sentence of second post you quoted...
 
jh2586 said:
Well I must be special then because I have NEVER once had to show any type of proof of insurance while paying the annual registration, transferring used bikes to my name, etc.. Maybe it's a new thing?
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So you've purchased a used street bike though a private party and not a dealer? Walked into a DMV with all the paperwork and they didn't ask to see POI?
 
They definitely didn't ask for POI on the spot for the bike I bought 4 months ago. I did have it insured online a couple of days before though?
 
They won't ask poi for registration while doing the title transfer.
 
scootergmc said:
It happened to me last year. Doesn't happen when I tell them I'm non-opping.
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Ah.. Never happened to me so far in last 8 years. Must be that in all cases, I went to transfer the title before to PO's insurer notified their cancellation to DMV.
 
scootergmc said:
So you've purchased a used street bike though a private party and not a dealer? Walked into a DMV with all the paperwork and they didn't ask to see POI?
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Yes. In fact, more than one occasion. Never been asked for POI. Only thing they ask for is the title (or bill of sale), registration application and my monies :teeth

Even when I bought an R6 from NV a couple years ago (with NV plates), all they did was inspect the vehicle to make sure it had over like 7500 miles or something like that and inspected the number stamped on the engine.

I'm thinking maybe they ask for it depending on certain stipulations that are met/not met? Like if someone has like 2-3 points on their record, they are more stringent in the registration process. I know for a fact that if you have multiple points on your record, you don't even have the option to pay online. They MAKE you wait in line at the DMV. :dunno
 
bpw said:
It amazes me CA can't figure this out, it's not like there aren't plenty of states that have shown better ways to make sure people are insured while driving.

I grew up and started driving in MA and uninsured drivers were almost a non-issue because we couldn't have plates without insurance and driving without plates would get you pulled over by the first officer who saw you.
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MA is able to do that because they have the manpower to issue out new plates for every reg. vehicle.

CA is just too big of a state with hundreds of thousands of vehicles going through transactions every day. DMV lines would be through the roof (incl. the mass production of new license plates). Just cause it works in some states doesn't mean it can apply to others.
 
jh2586 said:
Wait, insurance documentation is required for registration? I've always just paid the fees online when I get the bill in the mail. They never check insurance paperwork.
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They check for insurance electronically.

They will do all of the paperwork for a title and will sometimes even issue it.
If insurance is not detected electronically or shown on paper (I do not know at what point in time during the process) then they will either a) not issue new tags or, b)send a suspension letter similar to what the OP got.

Sometimes when buying used, the previous owner has not cancelled their insurance yet either...they don't care who it is insured to, just that it is insured.
 
NoTraffic said:
MA is able to do that because they have the manpower to issue out new plates for every reg. vehicle.

CA is just too big of a state with hundreds of thousands of vehicles going through transactions every day. DMV lines would be through the roof (incl. the mass production of new license plates). Just cause it works in some states doesn't mean it can apply to others.
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In MA you just move your plate to your new car, or they give you a new plate. They have a big stack at the DMV, no more effort or time for them than it is for CA DMV to process a registration.

I really doubt the MA DMV has that many more employees per capita than CA.
 
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