I bet if you did it yourself they'd find a way to void the warranty. But there are enough Philip J. Frys out there to keep the practice afloat. If there were a real community movement to keep dealers honest by NOT BUYING bikes with these fees, the new bike environment might become more friendly.
But then, queue the dealer sob stories about overhead and the justification for that lightly dinged up '07 SV650 with 20k miles they're selling for 5499.99 + tax, license and doc.
Turds.
(I have never bought a new vehicle. Not wanting to deal with BS like this is a big reason why)