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Almost 1 Year to Go Until I retire!!!!

NY loves big pensions for teachers, fire and cops.

It's why any other retirees can't afford to live there anymore and move to florida, due to the constantly increasing property taxes to fund said fat pensions forcing people out of the homes they own unless they did way better than average at saving and investing.

Anywhoooo

Yeah, sis is stoked. She had this drawn out in detail when still in college. She explained in detail what to do to max out her pension way back when she started:
- masters degree
- xx amount of CE credits
- teach summer school
- never get into administration, stay a teacher
- ride out to tenure
- profit
 
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@lefty - Lets do it! It's been a year since I've gone backpacking.

Retirement for educators isn't tooooo bad. That's why I'm a School Counselor, been in PERS for almost fourteen years now, were part of the union (job security) as well as tenure, also invested in a Roth and 403b as supplemental that when I finally hit retirement age I'll be able to live comfortably here in CA (Granted it's Turlock) but still comfortably. :)
 
ucmgrad said:
@lefty - Lets do it! It's been a year since I've gone backpacking.

Retirement for educators isn't tooooo bad. That's why I'm a School Counselor, been in PERS for almost fourteen years now, were part of the union (job security) as well as tenure, also invested in a Roth and 403b as supplemental that when I finally hit retirement age I'll be able to live comfortably here in CA (Granted it's Turlock) but still comfortably. :)
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I'm done. Actually, Fall/Winter are my favorite times to backpack. I cannot handle the heat.
 
lefty said:
I'm done. Actually, Fall/Winter are my favorite times to backpack. I cannot handle the heat.
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Have you tried cooling towels?
In CA's dry heat, they are game changers. My wife also added a personal cooling fan around her neck.
 
Not practical for backpacking. You’d have to carry a lot of water unless you have easy access to water on the trip.
 
It doesn't take that much water. Up to 110 degrees, one squeezed out cooling towel gets me through a 38 minute 10 mile ride.
 
If you have plentiful access to water, a cooling vest is even better.
 
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