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Almost 1 Year to Go Until I retire!!!!

NY loves big pensions for teachers, fire and cops.

It's why any other retirees can't afford to live there anymore and move to florida, due to the constantly increasing property taxes to fund said fat pensions forcing people out of the homes they own unless they did way better than average at saving and investing.

Anywhoooo

Yeah, sis is stoked. She had this drawn out in detail when still in college. She explained in detail what to do to max out her pension way back when she started:
- masters degree
- xx amount of CE credits
- teach summer school
- never get into administration, stay a teacher
- ride out to tenure
- profit
 
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@lefty - Lets do it! It's been a year since I've gone backpacking.

Retirement for educators isn't tooooo bad. That's why I'm a School Counselor, been in PERS for almost fourteen years now, were part of the union (job security) as well as tenure, also invested in a Roth and 403b as supplemental that when I finally hit retirement age I'll be able to live comfortably here in CA (Granted it's Turlock) but still comfortably. :)
 
ucmgrad said:
@lefty - Lets do it! It's been a year since I've gone backpacking.

Retirement for educators isn't tooooo bad. That's why I'm a School Counselor, been in PERS for almost fourteen years now, were part of the union (job security) as well as tenure, also invested in a Roth and 403b as supplemental that when I finally hit retirement age I'll be able to live comfortably here in CA (Granted it's Turlock) but still comfortably. :)
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I'm done. Actually, Fall/Winter are my favorite times to backpack. I cannot handle the heat.
 
lefty said:
I'm done. Actually, Fall/Winter are my favorite times to backpack. I cannot handle the heat.
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Have you tried cooling towels?
In CA's dry heat, they are game changers. My wife also added a personal cooling fan around her neck.
 
Not practical for backpacking. You’d have to carry a lot of water unless you have easy access to water on the trip.
 
It doesn't take that much water. Up to 110 degrees, one squeezed out cooling towel gets me through a 38 minute 10 mile ride.
 
I'm taking a cue from @N4teTheGreat's playbook as I really respected how he navigated his layoff while I was angry and frustrated with my own job. Fast-forward a year I was ready to quit on a Friday in March and got laid off on the Wednesday. Talk about a stroke of good luck. Link: https://dashedyellowline.com/2026/03/16/impacted/.

I'm committing to doing five longer motorcycle rides, connecting with people in places I hold dear, doing a bit of resting my own soul, and figuring out what comes "Next." I don't think this is full retirement, maybe just the opening act. My mom is also having some health challenges back east, so time is of some essence. I purchased a motorcycle to leave over there to give me access to some rides in that area. I'm also trying to focus on better photography and motorcycle storytelling as this journey unfolds:

May: Life at the pace of Sweet Tea across Georgia and Alabama: https://dashedyellowline.com/series/series-life-at-the-pace-of-sweet-tea/
July: Recalculating across the PNW: https://dashedyellowline.com/series/series-recalculating/
October: Postcards to Dad across the Appliachian Trail: https://dashedyellowline.com/series/series-postcards-to-dad/
Winter: Key West
Spring: Riding back to CA

I find that retirement is busier than working in some ways, but I find it waxes and wanes ways that aren't always comfortable or in line with how I expect time should flow. I'm also working on building an app to make my experience with Samsung's frame TV better and supporting a diabetes nonprofit.

I want to find a way to ride the million dollar highway, glacier national Park, and Arizona in 2027. Not sure if I have it in me for Alaska, yet.

I'm sure I could get used to this and navigating a day at a time.
 
We have my wife’s 85 year old parents living with us. They don’t cost us anything in terms of money but due to increasing health issues we can’t leave them alone for more than a day or two.
I’m hoping they go back to the Philippines in a year or so and let other family members take over their care.

Plus our two adult children live with us while they are figuring out their lives.

So downsizing or selling the house is not an option.

Then there’s the issue of health insurance. I’m on Medicare but my wife is self-employed and is on Covered CA along with the kids.
Wasn’t that called the Affordable Care Act” when it first rolled out?

So….Hi ho, hi ho, it’s off the work I go.
 
So I have a friend who has brain cancer. He just had a surgery two days ago. He's been dealing with this for a few years. I say that to give some background to a concept we came up with called "The Protocol." It goes something like this (He remembers the exact terminology we came up with, I always fuck it up, but anyways...)

Work as little as possible
To make enough money
So that you can enjoy every day as much as possible

I think we should do it this way: 18 to 22 years of school, 30 years of working and then enjoy the rest of your time. So we should all have a right to retire at 52. If we had the will to make this happen it is totally feasible IMO. But that shit aint happening.
 
What's Your Retirement Side Hustle?
I've been retired for about a year and a half and recently found myself kicking around ideas for earning a little extra income while staying active. One idea was dog walking. ( $30.00 an hour for one dog ) Seems like a good way to help people, get some exercise, and make a few bucks at the same time.
I'm also considering returning to some form of part-time employment, which got me wondering:
What are my fellow retirees doing these days?
Have you gone back to work part-time, started a small business, turned a hobby or skill into income, or found something else that's rewarding?
One thing I've learned in retirement is that not everything needs to be monetized. Some of the most satisfying things I've done have simply been helping people out because I could. Still, I'm curious how others balance extra income, staying active, helping others, and enjoying retirement.

PaulR🤪
 
PaulR said:
What are my fellow retirees doing these days?
Have you gone back to work part-time, started a small business, turned a hobby or skill into income, or found something else that's rewarding?
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I have enough saved up and invested that earning a few bucks doing anything at all is meaningless. But money has never been my prime motivation for anything and I want to spend as little time as possible thinking about money. I review my finances once a month then mostly ignore it.

My motto: I am seriously committed to never working again.

There are plenty of things to keep busy with.
 
@Lucky it’s the final countdown! Of course you’re gonna be a sweetheart in retirement. I like your plans and hope you'll come visit the casa de cootz in Oregon.


I’ll have to work until I die. I have some money saved but not a ton. My company offers fuck-all in the way of a retirement program. I was a single mom in sf during my peak saving years and I’m still paying $856 a month on student loans instead of saving it for when I’m old.

Wheee!
 
ScottRNelson said:
I have enough saved up and invested that earning a few bucks doing anything at all is meaningless. But money has never been my prime motivation for anything and I want to spend as little time as possible thinking about money. I review my finances once a month then mostly ignore it.

My motto: I am seriously committed to never working again.

There are plenty of things to keep busy with.
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This is a great motto.
I have not considered not thinking about money in retirement……that is something that is possible but I have not considered it.
A year and a half in retirement I am still adjusting….
The BARF forum and its community has wisdom, knowledge, experience that has helped me ever since I joined.
Thank you
PaulR
 
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My onlyfans channel isn't providing the revenue I had hoped for in retirement.
<Sad flaccid trombone>

Maybe it's time to switch gears to an AI slop filled moto Vblog channel on ugoob, tackytic or
the instaregrets

Where the big $ is!!!
 
augustiron said:
My onlyfans channel isn't providing the revenue I had hoped for in retirement.
<Sad flaccid trombone>

Maybe it's time to switch gears to an AI slop filled moto Vblog channel on ugoob, tackytic or
the instaregrets

Where the big $ is!!!
Click to expand...

Your funny…
This place never disappoints
PaulR🤪
 
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