Fairings on a beginner bike are silly (not so silly I wouldn't get a Ninja 250/500 or GS, but silly nonetheless). You will drop it. On a bike with fairings that's -$1000. It's not the end of the world, but the wind protection ain't that big a deal.
My first bike had only a flyscreen, was stuffed with a smooth but underpowered 650 thumper in a an overweight chassis, and it served me pretty well for a daily 90 mile commute (SF-palo alto-SF) at 85mph on 280. (BMW f650cs).
Don't overthink this. Buy a bike you won't feel bad about dropping. If possible, add sliders. Actually on that note, don't get the CB1... I will be angry when you drop it. I won't flinch when you stuff the dime-a-dozen GS.