NorCalAthlete
O_o
A few (maybe 3) mill I could put to use. The rest? A few thousand really thrilled people, even if only until they spent it.
I'd first ensure I was set to receive a minimum of $1M per year for the rest of my life. Doled out monthly, rather than annually, to keep me from blowing it in a month and going broke too quickly.
Then I'd ensure enough was invested to grow it over the long term so that the $1M / year I'd pay myself wouldn't be a net loss, it'd be a percentage of a net gain.
Lastly I'd divvy up another portion of the net gain to help everyone else out - friends, family, charities, causes.