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USAA Coverage - Bad News Folks!!

That thing wants to Privatize the Whole Thing, so people like Rick Perry, can run it in to the ground, and divert all the taxpayers money in to billionaires off-shore bank accounts.

here you go, from a right-leaning news source: http://thehill.com/blogs/pundits-blog/the-military/338172-yes-trump-is-privatizing-the-va

I'm glad I have a solid union-paid-for retirement, healthcare supplementary benefit. If I were still depending on VA care, I would be concerned.
 
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I've had USAA insurance for over 25 years now, and the biggest mistake was to open up membership to enlisted personnel and children of USAA members. My rates have only gone up because of the addition of those higher risk groups. I didn't even know USAA gave $250 covrerage on gear, as I don't see an additional premium cost for that on my bill. Eh, I will tell USAA to raise their motorcycle rates so I can get a bigger credit to my owners account at the end of the year. And, it would encourage more people to leave USAA, as there are too many members in it right now.
 
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Yo, Kent, you wouldn't be one of those f*ing ring-knockers, would you? Being all better than the inferior enlisted scum?
 
I've had USAA insurance for over 25 years now, and the biggest mistake was to open up membership to enlisted personnel and children of USAA members. My rates have only gone up because of the addition of those higher risk groups. I didn't even know USAA gave $250 covrerage on gear, as I don't see an additional premium cost for that on my bill. Eh, I will tell USAA to raise their motorcycle rates so I can get a bigger credit to my owners account at the end of the year. And, it would encourage more people to leave USAA, as there are too many members in it right now.

Ya,you wouldn't be one of those who needed the assistance of an NCO to do your job because you have no experience leading would you?
So are you saying enlisted cant drive, and are a higher risk?
I'll leave the family members out of this because it doesn't dignify an reply.
Please tell me you aren't that shallow.
 
Is it USAA that does the policy? I have Progressive through USAA I remember couple years back USAA stopped doing the motorcycle insurance themselves and outsourced to progressive.
 
Ya,you wouldn't be one of those who needed the assistance of an NCO to do your job because you have no experience leading would you?
So are you saying enlisted cant drive, and are a higher risk?
I'll leave the family members out of this because it doesn't dignify an reply.
Please tell me you aren't that shallow.

Pending a retraction and apology, Kent is that shallow. I'd be happy to entertain how he's going to square that circle.
 
USAA will cover moto insurance directly if it is attached to an auto policy, and the rider has over 3 years experience (or similar, I can't remember the exact number). I know this because I originally had "Progressive for USAA members" until I moved in with my SO who has a car and we were able to consolidate policies. This was over 5 years ago so let me know if my info is out of date, because at any rate I am grandfathered in. It was a significant savings compared to the Progressive policy.

Main drawback was that USAA roadside assistance does not cover motos, but I started carrying AAA anyway since it has better overall terms than the USAA, the 200 mile tow range being a big one.

Thanks for the PSA regarding gear coverage; did you get confirmation that renter's insurance would cover damaged/destroyed gear? I recently used my USAA renter's insurance for the first time and it was a great experience, so if I am covered there I am not so worried about the change in the auto policy.
 
Enlisted personnel do a great job. Never said they didn't. As for doing my job in the military, I never had an enlisted person train me to fly a fighter jet. It was other officers that did the training. The enlisted did do all the maintenance/weapons/fueling, so the planes didn't fly without enlisted personnel.

I'm saying enlisted personnel get into accidents more frequently than officers. If you've been in the military, you've seen that.

USAA said the same thing in their studies.

https://www.businesswire.com/news/home/20120423006862/en/Returning-Troops-Face-Traffic-Safety-Risks-USAA

http://articles.latimes.com/2012/apr/24/business/la-fi-0424-autos-veteran-driver-20120424

https://www.armytimes.com/news/your-army/2016/11/15/army-new-record-low-for-mishap-fatalities-but-motor-vehicle-deaths-are-up/

"We have an obvious problem with some NCOs," USACRC Command Sgt. Maj. Terry Burton said in the release. "As leaders, we're the first and best line of defense for loss prevention. It's unacceptable that a few are setting a bad example for their soldiers and peers, and even more tragic that they're losing everything for a momentary bad decision. We all need to take a hard look at ourselves and correct the problems we see."
 
That statistic can also be said for any Majority.
The average in most armed services is about 1 officer to 40 enlisted.
So who will by the showing of the numbers with the basic 40:1 ratio will get into trouble?
FYI I've known and come across some real dirt bag officers with no honor or integrity in my time spent in service.
Just saying.:thumbup
 
The first two articles use the exact same data to say the exact same thing - Army and Marines returning from deployments were using survival driving skills learned in the combat zone when they came back home. Those driving skills that saved their lives in combat conditions are/were inappropriate for dealing with the grannies, goofballs, drunks, stoners, and incompetents driving the state-side highways. The third article was less alarmist.

The articles had no breakout of which insurance providers were more or less affected by these claims, so unless you've got some specific data that proves that USAA was more than usually affected by the claims, your claim that it's all the NCOs, enlisteds, and their spouses is garbage.

I (just for the hell of it and not to be taken seriously) claim that it's officer's wives that get drunk and get into accidents, especially when Daddy is deployed and Jody's at the wheel. Oh, and let's not forget the other groups that can be blamed, you know, the Asians, the Hispanics, the damned Canucks, the blasted Portagee... You see my point, "Sir"??

Get you some better data, and get off your f*ng high horse. As an officer, you're supposed to treat all Servicemembers with respect. We respect officers due to their implied capacity, and later as they earn it on their own. You seem to have forgotten that. Speaking as a former senior non-com, you haven't earned mine. Yet.

As (evidently) an Air Force pilot, you were told you were the best, the cream of the crop, everybody looked up to you, you were the shining knights of the sky, amirite?? Nope, you're a jockey of aluminum and diesel. You were fed the propaganda and you ate it all up. Yummy.

In all wars, past and present, has an aerial force, no matter how competent at dropping bombs from 30,000 feet, ever won a war? No. It's always the lowly ground-pounder, the bullet-stopper, the grunt, and it's historically accurate to say it's the Army that does it, finally. The Marines, God bless them, are too small a force to have the mass of troops needed. We appreciate your support, but that's all it is, support. You want to win the war, park your shiny toy, pick up a rifle, and join the Joes. Yes, we need air support, like A-10s & such, plus some area denial, but Arty, Infantry, and Armor can power through when needed.

Personally, I love officers. They're the ones that sit in meetings so I didn't have to and get their brains burnt-out with PowerPoint. Bless every one of them, the poor bastards. I'd provide them with useful information and they'd turn it to a rotating cluster, just for their OERs.

I'm done. :teeth
 
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I've had USAA for LONG time like more than a decade. Used to be like you described but backwards. I had coverage for cars and motorcycles under USAA and then couple years back they had me switch to Progressive for USAA Members. My moto insurance is dirt cheap anyway tho I have all old bikes mostly.

USAA will cover moto insurance directly if it is attached to an auto policy, and the rider has over 3 years experience (or similar, I can't remember the exact number). I know this because I originally had "Progressive for USAA members" until I moved in with my SO who has a car and we were able to consolidate policies. This was over 5 years ago so let me know if my info is out of date, because at any rate I am grandfathered in. It was a significant savings compared to the Progressive policy.

Main drawback was that USAA roadside assistance does not cover motos, but I started carrying AAA anyway since it has better overall terms than the USAA, the 200 mile tow range being a big one.

Thanks for the PSA regarding gear coverage; did you get confirmation that renter's insurance would cover damaged/destroyed gear? I recently used my USAA renter's insurance for the first time and it was a great experience, so if I am covered there I am not so worried about the change in the auto policy.

Haha also speaking of the survival driving man I remember we used to drive through Iraq like we owned the place. Run red lights and stop signs all the time. I didn't really get to drive much in country though since I had the M249
 
Too Bad you didnt have the M134. much more fun to spray:teeth:thumbup



QUOTE Haha also speaking of the survival driving man I remember we used to drive through Iraq like we owned the place. Run red lights and stop signs all the time. I didn't really get to drive much in country though since I had the M249[/QUOTE]
 
I never got a chance to fire the 249 or the M134. M2, yeah, plenty, lots of fun, but I always wanted to fire the Mk-19. Thump-thump-thump... 40mm grenades from hell. :teeth Almost unfair to the baddies. :party
 
USAA won't write moto in NV or TX, but will put you through progressive. Geico has been significantly cheaper for the same coverage in my experience.
About to drop USAA for my autos as well actually.

Still the best at homeowners in my experience but the vehicles they just dont seem to be competitive in anymore unfortunately.

Lol @ when they started advertising on TV. I had the exact same thought.
 
In Illinois, USAA said they no longer write motorcycle policies. This was maybe two years ago. You are grandfathered in, but you can't add any additional bikes to your policies. The rates have also gone sky high. I am now paying as much as my cars. The only thing that saves me is that I can put in storage status to save on cost.
 
For a while they were not doing moto insurance in CA and farmed it out to Progressive - I believe they still might be doing that? I've been grandfathered in so my stuff is covered under USAA, but that was annoying to me when I'd call in with moto policy stuff and they'd redirect me to Progressive.

Yeah, I am covered under USAA/Progressive. I have been with them since 2014.
 
USAA customer here. I was pushed to progressive until I read on BARF that I didn't have to be. I called and switched. Cost to insure is less than it was on Progressive. I did not experience any issues adding a motorcycle to my policy.
 
USAA customer here. I was pushed to progressive until I read on BARF that I didn't have to be. I called and switched. Cost to insure is less than it was on Progressive. I did not experience any issues adding a motorcycle to my policy.

I thought the problem was that they reduced gear coverage to $250, not that there were issues adding motorcycle policies. Is your gear covered?

I have some other policy that I think does not cover gear at all.

p.s., I also recently read here that AAA does not cover a mc tow period.
 
I've had USAA insurance for over 25 years now, and the biggest mistake was to open up membership to enlisted personnel and children of USAA members. My rates have only gone up because of the addition of those higher risk groups. I didn't even know USAA gave $250 covrerage on gear, as I don't see an additional premium cost for that on my bill. Eh, I will tell USAA to raise their motorcycle rates so I can get a bigger credit to my owners account at the end of the year. And, it would encourage more people to leave USAA, as there are too many members in it right now.

:(


I've had USAA for LONG time like more than a decade. Used to be like you described but backwards. I had coverage for cars and motorcycles under USAA and then couple years back they had me switch to Progressive for USAA Members. My moto insurance is dirt cheap anyway tho I have all old bikes mostly.

A decade is a long time now?

This dirty family member has been on USAA a hell of a lot longer than a decade!

I'm not sure the anti-enlisted bias is any stronger among the Officer population than among the general public.. I've been in plenty of military towns and seen the gong show that results. :cool

No reeeeal problems, I guess, but my wife's car coulda been fixed better, and they've jerked me around recently on banking (changing mobile deposit limits, insisting I *mail* them large cashier's checks with no guarantee they'll be received, no exceptions, no explanation or workaround for the fact that my 'limit' was $100k a month or two before I accepted the check, then they arbitrarily slashed the limit).

I'll stick with 'em for now, I reckon.
 
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