This is my 20th year long distance commuting (100 mile typical workday round trip) in the SFBA on two wheels. The lanesplitting mileage is too nightmarish to contemplate. I racked up a half dozen pavement crashes in the hills, another half dozen in the AFM, but never went down in the commute meat grinder, knock on wood. Got tagged a few times, but not enough to bring me down. Crash bars, bark busters, and heavy boots FTW. Was involved in a glancing head-on with a drunk driver years ago, around a blind hairpin. She was completely on my side of the narrow non-divided mountain road. Hit the A pillar with my knee wrapped in Helimot leathers while on my KLR; limped away from it, and had a long painful ride home. That's become the weather knee.
Anyhow, at this point, riding is mostly a pain in the ass (or, rather, in the much abused spine). The romance of the thing left the building years ago. It feels like a dirty, dangerous job. I will probably stop street riding if and when I finally manage to alter the work situation such that I can stop commuting. I'd like to go back to riding trials, which is great family recreation, and is becoming apropos again now that my kid is 6 and growing quickly.
My reaction time, balance, stamina, nighttime vision, heck, everything has deteriorated considerably over the years. I don't want to be in the damned split any more than I have to (though I have to say, modulators help tremendously) and I really wonder if I'll manage to make it to "retirement". I'd better, for the kid's sake.
OP, was it you who said he hadn't crashed in the 40+ years riding? Not even as a young man? No sand or diesel anywhere, or slick chipseal on a stormy night? Remarkable, if so. I can't help but recall the image of the "You meet the nicest people on a Honda" advert, cardigan and penny loafer types puttering about at 20 mph. I suppose a thing like that would technically have to be called riding, though not with a capital R.