1. I don't have a dick, and not being into S&M, won't be whipping one any time soon...

But hey, whatever floats your boat!

2. I think textile gear is just fine. Mesh would be a concern, because I personally don't think it offers adequate protection (but it's better than nothing- unless it gets melted into the wounds)... but textile does a
great job. I think we can all agree, however, that gear is better than no gear in the event you hit the deck.
And if I were commuting on my bike, I'd be wearing textiles, too. Prolly a 2-piece ADV type thing.
Can you wear those over a skirt? Or am I just hiking that sucker up to my waist??

3. I don't care if you feel like Sailor Moon wearing gear... as long as you wear it! Well, and don't tell me about the Sailor Moon part, cuz that's just gonna make me cry, or stab my mental eyeballs out...
4. I figure someone not wearing gear is not educated on the subject. The reason I think that is due to dozens and dozens of conversations over the course of many years with undergeared/no gear riders/pillions. And while it's strictly anecodal, about 80% of the time, it's been lack of education, over and over again. Nothing wrong with having a friendly dialogue with someone about gear, particularly when you genuinely care about their well-being.
Admittedly, there may have been a few guys who got in trouble with their girlfriends after I talked to them about their lack of protection... but I sorta figured they earned that by not informing their girlfriends of the risk...
And I personally am not
dictating anything (Nannystate BS is too much as it is)... I just want to make sure people are aware of the risks. If they are, and choose to ride without gear, then that's their decision... and they can (hopefully) live with the consequences should Bad Things happen. Personal responsibility FTW!
And, for the record, I don't think gear/no gear is having a huge impact on motorcycle insurance. Helmets make a difference... but I don't know that the police are even collecting information about what the rider was wearing at the accident scenes... anyone have info on that?