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The Retire and Relocate Thread™

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6) most of the whining moaning wingnuts in my neighborhood moved out to somewhere else full of other whining moaning wing nuts :cool
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Yup

I think "shit blows East" is a primary reason to stay put. This is true of more than just fire risk, smog and smoke.

And some of it has always been there. I grew up in small town IA and it's funny reading the shit my former classmates post on FB, especially the ones who moved to CA and are constantly bitching about things here. Funny because, interspersed among the "CA is horrible threads" are all the posts about the shitty weather and meth heads :laughing
 
One would have to assume it is financial? The longer your work, the more you contribute to retirement savings and the larger your social security payout.

At his age, he'd likely have to contribute massive amounts to see any major difference in that short of time.
 
I feel like Americans would benefit so much from more walkable spaces. Urban, suburban and even rural trail networks really do improve the quality of life.

I hope as a society we let go of our automotive love affair a bit. its come at a very high cost.

18k is a great step total btw, keeping that up will definitely add life to your years. :thumbup

It was a mini vacation with my hotel a 20 minute walk from food and I didn’t want having to touch my car. After seeing 18k steps on my first day of sightseeing I made that the daily goal.
Next week I’ll be back to my ass parked in front of a monitor and will miss the walking.
It hit me though that walking would be a great activity for the retired and some places are much better than others.
Victoria was great for it. A negative though is the downtown has plenty of fried food with not a lot of healthy choices.
 
One would have to assume it is financial? The longer your work, the more you contribute to retirement savings and the larger your social security payout.
Not quite on the Social Security. There is an upper limit that doesn't get any bigger regardless of how much more you work. I hit that point, so if I had kept working until 66 or 67 rather than stopping at 62 it would still have been the same amount. I didn't take Social Security until "full retirement age", which was 66 in my case, and if I had worked those few years nothing at all would have changed as far as SS is concerned.

But yes, I agree on having more retirement savings.
 
In your opinion, Bud, what will change in those five years that will make retirement more palatable?

I will continue to build retirement funds vs spending them is the basic thought. Hopefully the economy will bring back some of those retirement investment assets too.

Shit is down so using such now will take away a chance to rebound. Plus an annuity will mature. Perhaps a chance to engage a young’un to work with me a carry shit forward and afford a slow slide out vs a sudden stop.

The loss of solid riding years worries me but should I live to 85 then being covered counts.
 
we are so lucky to be planning stuff like this. Prbly my favorite thread ever.

I'm pretty convinced now, after this thread and giving it much more thought, we are going to end up in SCruz. We were just there a few days ago for our 20th anniversary (met there, married there, go every year for our anny). I like my area enough, but just the feeling I get when I get near those redwoods and that ocean...yeah.

Maybe I'll work a few more years to ensure it happens.

happy friday erryone
 
we are so lucky to be planning stuff like this. Prbly my favorite thread ever.

I'm pretty convinced now, after this thread and giving it much more thought, we are going to end up in SCruz. We were just there a few days ago for our 20th anniversary (met there, married there, go every year for our anny). I like my area enough, but just the feeling I get when I get near those redwoods and that ocean...yeah.

Maybe I'll work a few more years to ensure it happens.

happy friday erryone

Happy for you that you have found your spot. I truly hope that you can make it happen and not have to delay retirement.
 
we are so lucky to be planning stuff like this. Prbly my favorite thread ever.

I'm pretty convinced now, after this thread and giving it much more thought, we are going to end up in SCruz. We were just there a few days ago for our 20th anniversary (met there, married there, go every year for our anny). I like my area enough, but just the feeling I get when I get near those redwoods and that ocean...yeah.

Maybe I'll work a few more years to ensure it happens.

happy friday erryone

good friend lives in amador city and recently inherited his mom’s house in santa cruz. he’s been spending about half his time there. i asked him if he was going to eventually sell it. he said ‘no fucking way’.
 
The big thing I see over and over again in these discussions is medical. So many people are afraid to retire away from established medical systems they are already familiar with, thereby basing retirement options almost soley on this one factor.
It is sad. Sure, in some cases it might be necessary if someons a chronic problem requiring frequent visits but if one is in somewhat healthy condition, this seems to be a ridiculous limiting factor.
In Los Cabos you can get instant medical care for mere pennies compared to the USA. In most cases, specialist visits, testing and imaging are done for lessthan many co-pay amounts North of the border.
I use the VA and if something happens, even fairly critical, I can be on one of dozens of flight to the states almost immediately.

My wife has been going through a torn supraspinatus thing. I am in for about $350usd total now with Ortho consultS, MRI and physiotherapy. She is going in for surgery in the near future and I suspect it will be $5k or less. Most people I know spend that per year on premiums with deductables on top of that.

Catastrophic? Man, hard to calculate that but basing your continued existence on an imponderable has never been my cup of tea. Even so, there is very affordable insurance available here in Mexico.

I prefer to live my life for today as many who have been close to death do as well. That includes being where I am happy around people and systems that don’t piss on my juju.

To the John Muir wife guy;
My sister was running a hospital in Dayton, Ohio. She has a M.S. Nursing. Her husband is a pharmacist but has been working as the top IT guy for the same medical system for years. He recieved a job offer with a ridiculous raise and relocation package in Franklin, TN. So much that my sister resigned.
They moved, her old job kept her as a remote consultant and she walked into a teaching position at Cumberland College. She has zero teaching experience.

Jobs are everywhere if you look…or they are looking for you.
 
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I think "shit blows East" is a primary reason to stay put. This is true of more than just fire risk, smog and smoke.

Sounds like a left coast thing but the biggest flaw in my east of the Sierras plan has been non medicinal California smoke. I joke that I can see California from my front porch and pocket that 10%. Today I can barely see California and a year ago considered which bike to save if the fire jumped a few miles. Walking on Broadway in Burlingame does have advantages over 7-11 and the dollar store but walking in a neighborhood is enjoyable most places. Overall for me it’s the $ saved that I can spend on travel.
Los Cabos? Haven’t been yet.
 
Not sure I agree that medical care is the same in most places. Even just outside the Bay in Modesto, my wife's family has had some horrible medical care that required visits to UCSF & Stanford to get fixed/properly treated.

I've come to think of hospitals like mechanics. Sure, most of them can do an oil change but just because there's a sign on the wall for a procedure doesn't mean they are any good, or with a little research you can find someone way better.

I can't imagine leaving the Bay (and am lucky enough to afford raising a family here) but that will be even more critical when I'm old or if someone gets really sick.
 
Not sure I agree that medical care is the same in most places. Even just outside the Bay in Modesto, my wife's family has had some horrible medical care that required visits to UCSF & Stanford to get fixed/properly treated.

I've come to think of hospitals like mechanics. Sure, most of them can do an oil change but just because there's a sign on the wall for a procedure doesn't mean they are any good, or with a little research you can find someone way better.

I can't imagine leaving the Bay (and am lucky enough to afford raising a family here) but that will be even more critical when I'm old or if someone gets really sick.

Yikes! I live in Merced, and we get sent to Modesto when things get serious.:wow
 
Not sure I agree that medical care is the same in most places. Even just outside the Bay in Modesto, my wife's family has had some horrible medical care that required visits to UCSF & Stanford to get fixed/properly treated.

I've come to think of hospitals like mechanics. Sure, most of them can do an oil change but just because there's a sign on the wall for a procedure doesn't mean they are any good, or with a little research you can find someone way better.

I can't imagine leaving the Bay (and am lucky enough to afford raising a family here) but that will be even more critical when I'm old or if someone gets really sick.

Yikes! I live in Merced, and we get sent to Modesto when things get serious.:wow

Everyone in the bay is spoiled with some of the best medical care. My daughter had an Axillo-subclavian vein thrombosis (ASVT) while on vacation in the grand canyon. Ambulance trip to Flagstaff and 3 days ICU. Visiting Dr from Phoenix told her she could travel back to CA. He also gave her a choice of two doctors one at Standford and one at UCLA. Standford Dr did a fantastic job.

Medical care is important when you retire. Get a plan that gives YOU some choice on who you see. Like to travel and have an HMO? You may only get emergency care and then have to travel back to your HMO area for any medical care.
 
I just did a roadtrip through UT, MT, and WY. While we spent most of our time in the national parks, any time in the towns made me realize that city-living is a must-have for me. Bozeman, Big Sky, and Jackson were cool enough I guess. But there's no way I could live there. The only city on the trip that I'd even consider was SLC because it was big enough and there seemed to be plenty to do. But damn, the rest of the whole trip was barren for entertainment, food, people, etc. 500 person towns are weird and it's appalling how poor the reservation towns are.
 
I just did a roadtrip through UT, MT, and WY. While we spent most of our time in the national parks, any time in the towns made me realize that city-living is a must-have for me. Bozeman, Big Sky, and Jackson were cool enough I guess. But there's no way I could live there. The only city on the trip that I'd even consider was SLC because it was big enough and there seemed to be plenty to do. But damn, the rest of the whole trip was barren for entertainment, food, people, etc. 500 person towns are weird and it's appalling how poor the reservation towns are.

Yes, that's what we have found over the past 3 years touring and exploring the more remote areas of the West. All that fantastic scenery seems to attract some very weird viewpoints and assumptions.

We learned that the locals are typically very kind and really helpful but casual conversations in restaurants, bars etc., can go very south very quickly if you don't conform to some very rigid mindsets.

It's not hard to figure out what topics to avoid, but it's quite a bit harder (and certainly gets very tiresome) not responding to obvious bating.
 
Not that I put my life on blast, and kind of don't like to give out info, but I relocated. A haste decision, with no choice and not having much alternative. I once lived in Louisiana in my 20s and it was easy to adjust. Weather and all that didn't phase me. Food was great and I was a peppy grasshopper easily finding things to do and places to visit. I had a sense of direction. I did not live in good conditions either. But I adjusted. Left CA this Feb for Mansfield, Ohio. Ahhh the Midwest. When people ask how is the Midwest, I answer with, it's the Midwest. Some little tidbits about Mansfield. It's where Shawshank prison is and where the movie was filmed. Historic town, that was once thriving due to manufacturing. Westinghouse was here, we still have the steel mill and lots of fabrication. Hospitals are all around and it's right in the middle between Cleveland and Columbus. Columbus is south of here and has all the amenities including whole foods, Ikea and big shopping centers. And of course north of here on the edge of lake Erie is Cleveland. Cleveland has job opportunities and so does Columbus. Mansfield does also but you just have to look harder. I have been trying to acclimate to this environment for a while now and I am noticing that because I've been in the Bay area for so long I'm having a hard time. Mansfield was great but when GM left the town went to the toilet. It employed a lot of the people in this town. Due to GM closing down, people simply abandoned their homes and properties and left the town. There is now money allocated to these abandoned properties that if they are left abandoned long enough and starting to dilapidate severely, the city comes in and clears out the property and it goes up for auction. You can buy a dilapidated sort of house in downtown Mansfield for 16,000. The mortgage where I live is 500 bucks. People have mortgages that are $250. I am trying to embrace it and trying to manage the situation. It is at the snow belt so we get snow. And I have become a weather wind due to living in California for over 30 years. In my stay here on the East Coast I have also gotten to travel to Pennsylvania, which is very historic. And I also went to Virginia and other states and have stayed in South Carolina. I visited Charleston which I really like. The food is really good if you like southern cooking. Like cornholio said, you get used to the humidity. Me working at a desk, I actually felt cold because of the AC. Companies here need people and people that are in manufacturing have forced work days because they are so short on people. With that being said if they paid people better and gave them better benefits they would not have this problem. Up 10 mi north of Mansfield is a town called Ashland that has a Christian college called Ashland University. Mansfield has a satellite of Ohio State and a few other little unknown private colleges you could call them I guess or trade schools. There is music here and there are wineries and I have been running into people from California New York Los Angeles you name it. At Shawshank which they actually call the Ohio State reformatory osr they have inkcarceration. 75,000 people showed up this year to see 20 of some of the biggest heavy metal bands in the United States. They also have music here on Fridays Saturdays but the town shuts down early. Had I moved here in my twenties I would have adjusted or acclimated to this environment just fine and found my way. But now being in my 40s and trying to acclimate to a new environment and different weather husband extremely difficult on me. There are churches on every corner of the street and not Starbucks. I have only been invited to one church so far while talking to a man at home Depot. And as some of you have said yes you quickly realize that you just cannot touch some subjects talking to the people here because they are very opinionated and set in their ways. Having said that I did run across some people who were genuinely concerned that the country was so divided between the left and the right and why can't people that are Republican talk just normally and have a conversation with people that are Democrat. I miss California and would love to move back to the Bay area. I miss the ocean and of course I miss the redwood trees and sequoias. And I do miss parks that are readily easy to get to and I could walk a dog if I had one or I could just take a walk at a park. I did find a park relatively close that is 176 acres but it is out in the woods and it is full of bugs. Life, destiny, fate, or the planets aligning, you can call it what you want, has me here right now. But that doesn't mean that things don't change. Change is the only constant. My mom has retired and she partially lives overseas and she partially lives here in the US. It all matters with who you are with and basically like where you are happy. If I was truly happy here I could make it work just fine. I can find a drafting position at a local construction company, and I would have decent medical insurance and I would be able to afford a house and pay it off in the course of 4 years no problem. For me what I do with my time is I basically started to get into crafting. When you live in a small town you start to become a little bit of a hermit. Not that it's a bad thing. I can finally focus on being creative, and reading. All in all, I have become spoiled living in the Bay area that's for sure. But I know so many people that have left for Tennessee or for Texas or for Arizona and Idaho. And I also know people that left for Oregon. None of them have returned to California. In fact some folks that moved South to Texas are thriving there and said they are having a great time finding new hobbies hobbies. I do see the downside of living in the midwest that's for sure. But it is what it is and I can't do the bay area right now, I will always consider it my home.
 
Not that I put my life on blast, and kind of don't like to give out info, but I relocated. A haste decision, with no choice and not having much alternative. I once lived in Louisiana in my 20s and it was easy to adjust. Weather and all that didn't phase me. Food was great and I was a peppy grasshopper easily finding things to do and places to visit. I had a sense of direction. I did not live in good conditions either. But I adjusted.

Left CA this Feb for Mansfield, Ohio. Ahhh the Midwest. When people ask how is the Midwest, I answer with, it's the Midwest. Some little tidbits about Mansfield. It's where Shawshank prison is and where the movie was filmed. Historic town, that was once thriving due to manufacturing. Westinghouse was here, we still have the steel mill and lots of fabrication. Hospitals are all around and it's right in the middle between Cleveland and Columbus. Columbus is south of here and has all the amenities including whole foods, Ikea and big shopping centers.

And of course north of here on the edge of lake Erie is Cleveland. Cleveland has job opportunities and so does Columbus. Mansfield does also but you just have to look harder. I have been trying to acclimate to this environment for a while now and I am noticing that because I've been in the Bay area for so long I'm having a hard time. Mansfield was great but when GM left the town went to the toilet. It employed a lot of the people in this town. Due to GM closing down, people simply abandoned their homes and properties and left the town.

There is now money allocated to these abandoned properties that if they are left abandoned long enough and starting to dilapidate severely, the city comes in and clears out the property and it goes up for auction. You can buy a dilapidated sort of house in downtown Mansfield for 16,000. The mortgage where I live is 500 bucks. People have mortgages that are $250. I am trying to embrace it and trying to manage the situation.

It is at the snow belt so we get snow. And I have become a weather wind due to living in California for over 30 years. In my stay here on the East Coast I have also gotten to travel to Pennsylvania, which is very historic. And I also went to Virginia and other states and have stayed in South Carolina. I visited Charleston which I really like. The food is really good if you like southern cooking. Like cornholio said, you get used to the humidity. Me working at a desk, I actually felt cold because of the AC.

Companies here need people and people that are in manufacturing have forced work days because they are so short on people. With that being said if they paid people better and gave them better benefits they would not have this problem. Up 10 mi north of Mansfield is a town called Ashland that has a Christian college called Ashland University. Mansfield has a satellite of Ohio State and a few other little unknown private colleges you could call them I guess or trade schools. There is music here and there are wineries and I have been running into people from California New York Los Angeles you name it.

At Shawshank which they actually call the Ohio State reformatory osr they have inkcarceration. 75,000 people showed up this year to see 20 of some of the biggest heavy metal bands in the United States. They also have music here on Fridays Saturdays but the town shuts down early. Had I moved here in my twenties I would have adjusted or acclimated to this environment just fine and found my way. But now being in my 40s and trying to acclimate to a new environment and different weather has been extremely difficult on me.

There are churches on every corner of the street and not Starbucks. I have only been invited to one church so far while talking to a man at home Depot. And as some of you have said yes you quickly realize that you just cannot touch some subjects talking to the people here because they are very opinionated and set in their ways. Having said that I did run across some people who were genuinely concerned that the country was so divided between the left and the right and why can't people that are Republican talk just normally and have a conversation with people that are Democrat.

I miss California and would love to move back to the Bay area. I miss the ocean and of course I miss the redwood trees and sequoias. And I do miss parks that are readily easy to get to and I could walk a dog if I had one or I could just take a walk at a park. I did find a park relatively close that is 176 acres but it is out in the woods and it is full of bugs. Life, destiny, fate, or the planets aligning, you can call it what you want, has me here right now. But that doesn't mean that things don't change. Change is the only constant.

My mom has retired and she partially lives overseas and she partially lives here in the US. It all matters with who you are with and basically like where you are happy. If I was truly happy here I could make it work just fine. I can find a drafting position at a local construction company, and I would have decent medical insurance and I would be able to afford a house and pay it off in the course of 4 years no problem. For me what I do with my time is I basically started to get into crafting. When you live in a small town you start to become a little bit of a hermit. Not that it's a bad thing. I can finally focus on being creative, and reading.

All in all, I have become spoiled living in the Bay area that's for sure. But I know so many people that have left for Tennessee or for Texas or for Arizona and Idaho. And I also know people that left for Oregon. None of them have returned to California. In fact some folks that moved South to Texas are thriving there and said they are having a great time finding new hobbies hobbies. I do see the downside of living in the midwest that's for sure. But it is what it is and I can't do the bay area right now, I will always consider it my home.

Split up for ya. And was that voice to text?
 
I'm guessing that was cut and paste but it lost the formatting.

I'm sure everyone that has moved has that feedback stored somewhere for pasting as it probably gets asked all of the time.
 
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