MSRP of $2,500 - $3,000 will get you a very nice bike which, for most folks, will only be a wheel set away from "race ready." Depending on research you could get the same caliber bike for a $1k less or a bazzilion dollars more. You could also get a super amazing used bike for $1k-$3k but you really have to know what to look for. Don't buy from racers or fat guys. Bring someone amazingly familiar to check out the fancy bike with ya.
Yeah those guys keep crashing them and stuff.
If I sell my bike add will read "Never wheelied, owned by adult, dropped in a garage while washing." Sure that explains scratch up pedals, brakes, hoods, whole in the saddle....